8114 CORTEZ ROAD WEST -- BRADENTON, FLORIDA 34210

TEL# 941-794-0282 FAX: 941-794-1264

PARRISH TEL# 941-776- 3396

OVER 100 OFFICES THROUGHOUT FLORIDA

IN FLORIDA, BOAT INSURANCE IS VERY BIG BUSINESS. THERE ARE OVER 1,000,000 BOATS REGISTEREDIN FLORIDA. MANY OF THE SMALLER BOATS ARE COVERED UNDER HOMEOWNER'S INSURANCEPOLICIES -- IF YOU HAVE A SMALLER BOAT MAKE SURE THAT YOU HAVE DECLARED IT ON THIS POLICY. LARGER BOATS REQUIRE A BOATOWNER'S POLICY. EVEN IF YOUR HOMEOWNER'S POLICY COVERS YOUR SMALL BOAT YOU MAY WISH TO COSIDER A BOAT POLICY AS A HOMEOWNERS POLICY ONLY COVER YOUR BOAT FOR ITS ACTUAL CASH VALUE AS OPPOSED TO AN AGREED UPON VALUE OR REPLACEMENT COST.

BOAT INSURANCE POICIES ARE STRUCTURED A LOT LIKE AUTO INSURANCE POLICIES. THERE MAIN AREAS OF COVERAGE ARE AS FOLLOWS : BODILY INJURY LIABILITY (BI) PROPERTY DAMAGE (PD) UNINSURED BOATER (UM) MED PAY COMP & COLLISION PERSONAL EFFECTS TOWING