8114 CORTEZ ROAD WEST -- BRADENTON, FLORIDA 34210

TEL# 941-794-0282 FAX: 941-794-1264

PARRISH TEL# 941-776- 3396

OVER 100 OFFICES THROUGHOUT FLORIDA

THE WORST TIME TO FIND OUT THAT YOUR HOMEOWNER'S INSURANCE POLICY PAYS LESS THAN YOU THOUGHT IT WOULD, IS IF YOU NEED TO FILE A CLAIM.

MYTH 1

YOUR INSURANCE SHOULD BE EQUAL TO YOUR MORTGAGE AMOUNT

MYTH 2

YOUR INSURANCE IS TIED TO THE PRICE THAT YOU PAID FOR THE HOUSE

MYTH 3

YOUR INSURANCE SHOULD EQUAL THE MARKET VALUE OF YOUR HOME

FACT

THE ONLY FACTORS IN DETERMINING THE AMOUNT OF INSURANCE YOU SHOULD HAVE IS , " WHAT AMOUNTOF MONEY WILL IT TAKE TO REPLACE THE STRUCTURE(S) ON YOUR LOT, EXACTLY AS THEY WERE AND THEREPLACEMENT COST OF YOUR POSSESSIONS.